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Cap on Crop Insurance Premiums Could Enhance Risk Management

Cap on Crop Insurance Premiums Could Enhance Risk Management


A new study explores the impact of capping crop insurance premiums in the next farm bill.

North Dakota State University research professor David Bullock says he looked at 2022 farmer data and the economic consequences of a premium-to-liability ratio of four percent.

“Of course you’re going to have farmers probably shifting, that’s kind of the intention of the policy really is it would make it more affordable for farmers to shift up to a higher level of coverage. But trying to anticipate that is the trick, and we really haven’t got a good model yet to do that.”

He tells Brownfield the crop insurance system has been stressed in recent years because of an historically high amount of ad hoc disaster payments.


Source: brownfieldagnews.com

Photo Credit: GettyImages-D-Keine

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